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» Modeling consumer acceptance probabilities
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ESWA
2006
86views more  ESWA 2006»
13 years 4 months ago
Modeling consumer acceptance probabilities
This paper investigates how to estimate the likelihood of a customer accepting a loan offer as a function of the offer parameters and how to choose the optimal set of parameters f...
L. C. Thomas, Ki Mun Jung, Steve D. Thomas, Y. Wu
EOR
2007
86views more  EOR 2007»
13 years 4 months ago
Multiple dependent state sampling plans for lot acceptance based on measurement data
This paper proposes a multiple dependent (or deferred) state sampling plan by variables for the inspection of normally distributed quality characteristics. The decision upon the a...
S. Balamurali, Chi-Hyuck Jun
EOR
2007
90views more  EOR 2007»
13 years 4 months ago
Structural models in consumer credit
We propose a structural credit risk model for consumer lending using option theory and the concept of the value of the consumer’s reputation. Using Brazilian empirical data and ...
Fabio Wendling Muniz de Andrade, Lyn C. Thomas
CVPR
2007
IEEE
14 years 6 months ago
Using Group Prior to Identify People in Consumer Images
While face recognition techniques have rapidly advanced in the last few years, most of the work is in the domain of security applications. For consumer imaging applications, perso...
Andrew C. Gallagher, Tsuhan Chen
IADIS
2004
13 years 5 months ago
Towards Understanding of Factors Influencing User Acceptance of Mobile Payment Systems
M-payments, which refer to payments over a mobile device, have not taken off as fast as predicted. Their slow adoption rates raise many questions about what drives consumer behavi...
Agnieszka Zmijewska, Elaine Lawrence, Robert Steel...