This paper investigates how to estimate the likelihood of a customer accepting a loan offer as a function of the offer parameters and how to choose the optimal set of parameters f...
This paper proposes a multiple dependent (or deferred) state sampling plan by variables for the inspection of normally distributed quality characteristics. The decision upon the a...
We propose a structural credit risk model for consumer lending using option theory and the concept of the value of the consumer’s reputation. Using Brazilian empirical data and ...
While face recognition techniques have rapidly advanced in the last few years, most of the work is in the domain of security applications. For consumer imaging applications, perso...
M-payments, which refer to payments over a mobile device, have not taken off as fast as predicted. Their slow adoption rates raise many questions about what drives consumer behavi...
Agnieszka Zmijewska, Elaine Lawrence, Robert Steel...