Most new entrants into the mobile commerce marketplace are faced with a paradox; how can we attract users without merchants, and how can we attract merchants without customers? Wi...
—EMV is the dominant protocol used for smart card payments worldwide, with over 730 million cards in circulation. Known to bank customers as “Chip and PIN”, it is used in Eur...
Steven J. Murdoch, Saar Drimer, Ross J. Anderson, ...
The paper presents an effective mobile-to-mobile payment system. A mobile phone with or without SIM card is enabled as an EMV payment instrument and is linked to a debit or credit...
CommunicationsNetworks can separate as well asjoin iMormation. This ability can be used to increase personal privacy in an environment where advances in technology makes it possib...
Protecting sensitive information while preserving the shareability and usability of data is becoming increasingly important. In call-centers a lot of customer related sensitive in...
Tanveer A. Faruquie, Sumit Negi, Anup Chalamalla, ...